- Ripple CEO stressed the XRP utility for real-world asset tokenization and streamlined interbank payments.
- XRP’s fast settlement and liquidity capabilities make it a practical tool for financial institutions, particularly in sectors like real estate, helping reduce costs and improve operational efficiency.
Ripple CEO Brad Garlinghouse has expressed his bullish sentiment regarding XRP-based settlement times compared to the native XRP Ledger network. Garlinghouse emphasized a settlement speed of just 3 seconds for trillion-dollar daily transactions. This also makes the token ideal for RWA tokenization.
Ripple CEO Brad Garlinghouse Praises XRP Settlement Speeds
Ripple CEO Brad Garlinghouse has underscored XRP’s growing role in real-world financial operations, emphasizing its ability to settle transactions within seconds. During his recent interview with CNBC, Garlinghouse highlighted how XRP’s efficiency can support trillions in global capital flows, particularly in tokenizing real assets and streamlining interbank payments.
According to Garlinghouse, XRP transactions settle in approximately three seconds—a speed unmatched by most traditional financial networks. This rapid settlement enables banks and financial institutions to transfer large sums without the delays and overhead typical of conventional systems, as mentioned in our previous report.
Ripple is focusing on using XRP to tokenize and transfer real-world assets, particularly in sectors like real estate. Furthermore, market analysts believe that the Ripple cryptocurrency can unlock trillions in tokenized debt, as mentioned in the previous story. By enabling faster settlement and liquidity, XRP helps financial institutions reduce costs and improve efficiency. Garlinghouse emphasized long-term utility over hype, stating,
The value of the token in the long term is determined by its utility, what problem it is solving, how big that problem is, and how many customers you have.
XRP’s capabilities in cross-border payments and asset tokenization position it as a practical tool for both businesses and investors.
Ripple Price Action Ahead
Ripple’s native cryptocurrency has been showing some movement amid the broader crypto market upside. The XRP price has bounced back from the lows of $2.75, as bulls eye a breakout past $3.0.
Crypto analyst EGRAG Crypto has suggested that XRP may undergo one more short-term sell-off before entering a sustained uptrend. The analyst estimates a 70% probability of a “flush out,” describing it as a healthier structural adjustment compared with an immediate sharp pump that could trigger a correction.

EGRAG highlighted a potential fair value gap (FVG) between $2.35 and $2.40, noting that prices often revert to such levels over time. Using the 3-day chart for trend analysis, he believes this FVG could act as a key support range, providing a stronger foundation for a future aggressive rally.
The analyst projects that XRP could initially drop to around $2.65, while a deeper decline to $2.30–$2.40 may pave the way for a final upward leg. Market observers note that altcoins, including XRP, could see a strong rally in Q4 2025 and Q1 2026, positioning Ripple for potential significant gains.

