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- Ripple Labs has spent over a decade positioning XRP as more than just another cryptocurrency.
- In the next ten years, the XRP community expects XRP to have touched the $10 level and its infrastructure to be more advanced.
When Bitcoin (BTC) was founded in 2009, those who understood its value or its potential invested in it. Right now, Bitcoin’s price is above $110,000, a number that would be hard to believe was attainable in 2009 or even 5 years after its creation.
Ripple (XRP), the now third-largest token after Ethereum (ETH), with a market capitalization of 17 billion, has had its own different Journey.
XRP has come a long way since it was founded back in 2012, when it was trading for just $0.006 per token. It hit its all-time high in early January 2018, reaching between $3.40 and $3.84, and today it trades at around $2.94.
Analysts remain optimistic, with some setting a year-end price target of $5.50 and even projecting that XRP could reach as high as $12.25 within the next decade. According to Changelly’s price forecast, XRP could trade anywhere between $3 and $23 over the next five years. In just the past month alone, XRP’s price has jumped by an impressive 43.17%.
They said, ” Crypto experts are constantly analyzing the fluctuations of. Based on their predictions, the estimated average XRP price will be around $23.79. It might drop to a minimum of $23.14, but it still might reach $27.36 throughout 2030.”
What is XRP’s Price Banking on?
XRP has been at the forefront of cross-border and cross-currency payments for longer than most cryptocurrencies have even been around. Ripple has built strong relationships with hundreds of financial institutions worldwide, including major players like Bank of America.
Their work has turned the XRP Ledger into a hub for tokenizing real-world assets on-chain, making it a go-to platform for financial innovation.
Adding to the buzz, Crypto News Flash reported about the rumors that the BRICS alliance, which includes countries like Brazil, Russia, India, China, South Africa, Saudi Arabia, Egypt, the UAE, Ethiopia, and Indonesia, could be making plans to use XRP to support a gold-backed system.
Last year, the company introduced a stablecoin called Ripple USD (RLUSD), a U.S. dollar–pegged token issued by Standard Custody & Trust Company, LLC, a subsidiary of Ripple Labs. Each RLUSD token is backed 1:1 by U.S. dollars and cash equivalents, including U.S. Treasury securities held in segregated reserves.
The stablecoin has quickly grown to a $602 million market cap, putting it close to competitors like USDC and USDT. RLUSD is also gaining momentum thanks to regulatory clarity under President Donald Trump’s policies, particularly the GENIUS Act.
This creates a licensing framework specifically for “permitted payment stablecoin issuers” and clearly distinguishes them from investment-focused or algorithmic stablecoins.
Also, the launch of a spot XRP ETF in the U.S. could spark fresh demand for it. Bloomberg analyst Eric Balchunas suggests that approval for such an ETF could come as soon as September, with major players like Franklin Templeton, ProShares, 21Shares, Canary Capital, and Bitwise already submitting applications.
Canada has already taken the lead, approving the first-ever spot XRP ETF, the Purpose XRP ETF, filed by Purpose Investments Inc.
One of the biggest hurdles for XRP has been regulation. The U.S. Securities and Exchange Commission’s lawsuit against Ripple, accusing it of selling XRP as an unregistered security, created uncertainty for investors.
However, Former SEC lawyer Marc Fagel noted that both sides may agree to withdraw the appeal ahead of the August 15 status report. This move could clear one of the final obstacles to an XRP ETF approval in the U.S.
In 10 years, blockchain technology will likely be far more advanced, with widespread integration into payment systems, smart contracts, and tokenized assets. Market cycles, regulatory developments, technological innovation, and macroeconomic conditions will all shape XRP’s value over the next decade.
