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- SBI’s proposed ETFs could provide institutionals and retail investors with a regulating way to invest in Bitcoin and XRP, driving significant capital inflows.
- Increased institutional adoption of Bitcoin and XRP, especially in Japan, could enhance market liquidity and price stability, may potentially boosting XRP toward the $3.50–$15 range.
SBI Holdings, Japan’s largest financial conglomerate, has taken a bold step toward an integrating cryptocurrencies into the mainstream of finance by filing applications for two pioneering exchange-traded funds (ETFs) with the Financial Services Agency (FSA).
Following a recent Crypto News Flash (CNF) highlight, SBI’s latest report confirms that Ripple Payments is now being actively used by over 100 financial institutions across 55 countries. A recent chart from SBI highlights explosive growth in crypto exchange accounts, showing a +91.9% increase from June 2023 to June 2025.
The combined customer base of SBI VC Trade and BITPOINT surged from roughly 889,000 to over 1.7 million accounts in just two years. As shown in the graph below, as of July 29, 2025, the total deposit balance reached JPY 870 billion, with SBI VC Trade alone exceeding JPY 600 billion, signaling deepening investor engagement.
Implications for Bitcoin and XRP Market Prices
The proposed ETFs could have profound implications for the market prices of Bitcoin and XRP. If approved, the Crypto-Assets ETF would provide institutional and retail investors with a regulated vehicle to invest in both assets, potentially driving significant capital inflows.
SBI is actively aligning its product development strategy with Japan’s evolving regulatory landscape, as the Financial Services Agency (FSA) moves toward treating crypto assets as financial instruments. The firm nevertheless, has outlined two major investment trust and ETF proposals, as shown in the image below.
Furthermore, the first blends traditional gold ETFs with up to 49% exposure to crypto-assets, branding it as a “Digital Gold” hybrid. The second targets direct listings of Bitcoin and XRP ETFs on the Tokyo Stock Exchange, offering mainstream investors a new gateway into digital assets.
Importantly, these products are as the designed to meet the growing appetite for diversified, regulated exposure to crypto in Japan’s maturing financial ecosystem. Increased of the institutionals adoption could enhance liquidity and price stability for Bitcoin, which has already seen robust growth following the approval of spot Bitcoin ETFs in the U.S. and the other markets as well.
As For XRP, formal recognition as a regulated investment asset in Japan could boost investor confidence, particularly given its current price suppression due to regulatory uncertainties. Analysts suggest that ETF approval could catalyze a price surge for XRP, with its current price at $3.00 having 1.77% increase daily, can potentially pushing it toward the projected $3.50–$15 range, depending on global regulatory developments.
As of now, meanwhile Bitcoin is trading at approximately $114,865.77, reflecting a 0.6% increase in the past day. See the BTC price chart below.
