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- Japanese financial powerhouse SBI Holdings has released a new investor presentation that’s turning heads to XRP.
- Ripple Payments is Ripple’s global payment network designed to enable fast, low-cost, and transparent cross-border money transfers.
SBI Holdings, one of Japan’s leading financial services companies, has long been at the forefront of innovation in banking, asset management, fintech, and venture capital. Known for its early and aggressive push into blockchain and cryptocurrency, SBI has become a key player bridging traditional finance with next-generation digital assets.
The XRP community recently took note of SBI’s latest investor report, thanks to crypto researcher and community figure WrathofKahneman, who highlighted several updates on X.
Ripple Payments Adoption Growing Worldwide
One of the key takeaways from SBI’s latest report is its confirmation that Ripple Payments is now being actively used by over 100 financial institutions across 55 countries. For context, Ripple often touts partnerships with more than 300 financial institutions, but as crypto community member WrathofKahneman pointed out, not all of those partnerships use Ripple Payments directly; some use Ripple’s other products.
For SBI, this focus on Ripple Payments underlines its confidence in XRP’s role as a bridge currency for cross-border payments and highlights how integral Ripple’s technology has become to global money movement.
But SBI isn’t just resting on that success. The group is gearing up to launch crypto-asset investment trusts and ETFs, pending a regulatory green light. Japan’s Financial Services Agency (FSA) is currently reviewing its crypto framework and even considering classifying crypto-assets as financial instruments, which could pave the way for a new wave of regulated investment products.
Among SBI’s ideas is a Gold + Crypto Hybrid Investment Trust, designed to give investors the stability of gold (with more than half of the portfolio allocated to gold ETFs) while still offering up to 49% exposure to digital innovation through crypto ETFs like Bitcoin.
Then there’s a dedicated crypto ETF that would list directly on the Tokyo Stock Exchange and include top digital assets like Bitcoin and XRP.
If approved, it would be one of the first regulated ETF products in Japan to feature XRP, opening up an entirely new avenue for mainstream investors to access the token.
And SBI isn’t stopping at ETFs. It plans to roll out two stablecoins, one backed by the U.S. dollar and the other by the Japanese yen. These aren’t just for show; they’re designed to support everything from cross-border settlements and institutional trading to B2B financial infrastructure.
The company is also working on expanding USDC’s use cases in Japan through its joint venture with Circle and plans to handle RLUSD, Ripple’s own USD-backed stablecoin, within the year. The idea is simple: bring reliable USD-backed liquidity into Japan’s financial ecosystem while strengthening connections with U.S. markets.
Ripple’s stablecoin currently holds a market cap of around $602 million, placing it as the 15th largest stablecoin. XRP remains one of the top five tokens by market size, trading at $2.99 despite seeing a 4.22% drop over the past week and an additional 3.45% decline in the last 24 hours.
SBI Holdings believes the long-term adoption story is strong. As reported by Crypto News Flash, analysts see XRP reaching double-digit territory, potentially $12, in the next decade.
