All news is rigorously fact-checked and reviewed by leading blockchain experts and seasoned industry insiders.
By clicking the links below, you will be directed to the wallet you are interested in.
Hardware Wallets
Hardware wallets are physical devices that store your XRP offline for maximum security. They keep your private keys isolated from internet-connected devices, protecting against hacks. Here are five popular hardware wallets for XRP:
| Wallet | Connection | Notable Features | Approx. Price |
|---|---|---|---|
| Ledger Nano X | USB & Bluetooth | Mobile-friendly, holds 100+ apps | $149 |
| Ledger Nano S Plus | USB (No Bluetooth) | Affordable, reliable Ledger security | $79 |
| Trezor Model T | USB (USB-C) | Touchscreen, open-source firmware | $219 |
| SafePal S1 | Offline (QR codes) | Air-gapped, camera for signing | $49 |
| Ellipal Titan | Offline (QR codes) | Air-gapped, large touchscreen | $139 |
Ledger Nano X
The Ledger Nano X is a flagship hardware wallet for securely storing XRP and thousands of other cryptocurrencies. It connects via USB or Bluetooth, allowing you to manage your funds from a computer or smartphone through the Ledger Live app. Private keys never leave the device, providing robust protection against online threats.
This device features a built-in screen to verify transactions and a rechargeable battery for portable use. It can store over 100 different apps (coin support modules) at once, which means you can manage multiple assets, including XRP, simultaneously. To send or receive XRP, you use Ledger Live or third-party apps, and all transactions must be approved on the Nano X by pressing its physical buttons.
⭐ Ledger Nano X Rating
- Security: ⭐⭐⭐⭐⭐ (5/5)
- User Experience: ⭐⭐⭐⭐☆ (4/5)
- XRP Integration: ⭐⭐⭐⭐☆ (4/5)
- Price/Value: ⭐⭐⭐⭐☆ (4/5)
- Bluetooth and USB connectivity
- Stores over 100 apps simultaneously
- Strong security with offline key storage
- Rechargeable battery for mobile use
- More expensive than Ledger Nano S Plus
- Bluetooth can drain battery faster
- Ledger Live app has limited DeFi support
➡️ Click here to order directly from Ledger
Ledger Nano S Plus
The Ledger Nano S Plus is the upgraded version of the popular Ledger Nano S, offering more memory and a larger screen while remaining affordable. Like the Nano X, it keeps your XRP private keys offline and signs transactions within the device. The main difference is that the Nano S Plus connects only via USB (no Bluetooth) and has no battery, so it must be plugged into your computer or phone to operate.
With its expanded memory, the Nano S Plus can hold over 100 cryptocurrency apps, including the XRP app needed to manage funds through Ledger Live. It provides the same high level of security as the Nano X at a lower cost, making it an excellent entry-level wallet for XRP holders. Navigation is done with two buttons, and the built-in screen lets you confirm recipient addresses and transaction details before approval.
⭐ Ledger Nano S Plus Rating
- Security: ⭐⭐⭐⭐⭐ (5/5)
- User Experience: ⭐⭐⭐⭐☆ (4/5)
- XRP Integration: ⭐⭐⭐⭐☆ (4/5)
- Price/Value: ⭐⭐⭐⭐⭐ (4/5)
- Affordable entry-level wallet
- Stores 100+ apps including XRP
- Strong offline security
- Clear display for transaction checks
- No Bluetooth support
- Must stay plugged in (no battery)
- Navigation limited to two buttons
➡️ Click here to order directly from Ledger
Trezor Model T
The Trezor Model T is a premium hardware wallet developed by SatoshiLabs, supporting XRP and many other assets. It features a full-color touchscreen, making it easy and secure to enter your PIN and passphrase directly on the device without using your computer keyboard. The Model T connects via USB-C, and all sensitive actions like confirming an XRP transfer are done directly on the device’s display.
One of its major advantages is the open-source firmware and strong reputation in the crypto community. Managing XRP with the Model T is done through the Trezor Suite desktop application or compatible third-party wallets. The screen shows the XRP address and transaction details for you to verify. While more expensive than some competitors, the Model T delivers excellent usability and top-tier security for long-term XRP holders.
⭐ Trezor Model T Rating
- Security: ⭐⭐⭐⭐⭐ (5/5)
- User Experience: ⭐⭐⭐⭐☆ (4/5)
- XRP Integration: ⭐⭐⭐⭐☆ (4/5)
- Price/Value: ⭐⭐⭐⭐☆ (4/5)
- Full-color touchscreen for secure input
- Supports XRP and many other assets
- Open-source firmware with strong community trust
- Transaction details shown on-device
- Higher price compared to rivals
- No Bluetooth or mobile connectivity
- Larger size than entry-level devices
➡️ Click here to order directly from Trezor
SafePal S1
The SafePal S1 is an affordable hardware wallet (around $49) that keeps your XRP completely offline. It has no USB or Bluetooth connectivity; instead, it signs transactions internally and uses QR codes to communicate with the SafePal mobile app.
The device has a small screen and a built-in camera for scanning codes. SafePal S1 supports XRP and hundreds of other coins. To send XRP, you input the transaction in the app, scan the generated QR code with the S1 to sign it on the device, then scan the S1’s QR display back with the app to broadcast the signed transaction. This air-gapped workflow provides high security at a low cost, making SafePal S1 a popular choice for budget-conscious XRP holders.
Ellipal Titan
The Ellipal Titan is an air-gapped hardware wallet that resembles a small smartphone with a touchscreen. It has no Wi-Fi, Bluetooth, or USB connectivity at all – instead, it communicates using QR codes with the Ellipal companion app. This means your XRP private keys never come into contact with an online device. The Titan’s metal case is tamper-resistant (it will wipe itself if someone tries to crack it open).
To send XRP with Ellipal, you prepare the transaction on the mobile app, scan the QR code with the Titan to sign it offline, then scan the Titan’s QR output back with the app to broadcast. Priced around $139, the Ellipal Titan offers top-notch security while remaining fairly easy to use for serious XRP holders.
Desktop Wallets
Desktop wallets are software applications you install on your computer (Windows, macOS, or Linux) to manage XRP. They are generally non-custodial, meaning you control the secret keys. This gives you full ownership of your XRP, though it also means you must responsibly back up your wallet. Below are five popular desktop wallets for XRP holders:
| Wallet | Supported Platforms | Multi-Asset Support | Special Features |
|---|---|---|---|
| Exodus | Windows, macOS, Linux, Mobile | Yes (100+ cryptos) | Built-in exchange, sleek interface |
| Atomic Wallet | Windows, macOS, Linux, Mobile | Yes (300+ coins) | Staking & DeFi features |
| Guarda Wallet | Windows, macOS, Linux, Web, Mobile | Yes (1000s of assets) | Open-source, browser version available |
| Ripple Desktop Wallet | Windows, macOS | Yes (XRP, BTC, ETH, etc.) | XRPL staking (on sidechains), DeFi hub |
| Coinomi Wallet | Windows, macOS, Linux, Mobile | Yes (125+ blockchains) | No signup, long track record |
Exodus Wallet
The Exodus Wallet is a popular desktop and mobile wallet that supports XRP along with hundreds of other cryptocurrencies. It is known for its intuitive design and user-friendly interface, making it ideal for beginners. You can install Exodus on Windows, macOS, Linux, iOS, and Android, and manage your XRP seamlessly across devices.
Exodus includes a built-in exchange feature, allowing you to swap XRP with other assets directly inside the wallet. Private keys are stored locally on your device and are never shared with Exodus servers. While it does not offer two-factor authentication or native multi-signature support, its ease of use and wide coin support make it one of the most accessible options for managing XRP.
⭐ Exodus Wallet Rating
- Security: ⭐⭐⭐⭐⭐ (5/5)
- User Experience: ⭐⭐⭐⭐⭐ (5/5)
- XRP Integration: ⭐⭐⭐⭐⭐ (5/5)
- Price/Value: ⭐⭐⭐⭐⭐ (5/5)
- Very easy to use with modern interface
- Supports hundreds of assets including XRP
- Desktop and mobile cross-platform sync
- Built-in exchange for quick swaps
- No two-factor authentication
- Closed-source software
- Lacks advanced XRP features like multisig
➡️ Click here to get Exodus for desktop and mobile
Atomic Wallet
The Atomic Wallet is a non-custodial desktop and mobile wallet that supports XRP along with more than 500 other cryptocurrencies. It runs on Windows, macOS, Linux, iOS, and Android, giving users cross-platform flexibility. Private keys and backup phrases are encrypted and stored locally on your device, ensuring you retain full control of your funds.
A key feature of Atomic is its built-in Atomic Swaps and integrated exchange, allowing you to trade XRP and other assets directly within the wallet. Users can also stake certain coins, though XRP itself is not available for staking. While the wallet is highly versatile, it is closed-source, which limits transparency compared to open-source wallets.
⭐ Atomic Wallet Rating
- Security: ⭐⭐⭐⭐☆ (4/5)
- User Experience: ⭐⭐⭐⭐☆ (4/5)
- XRP Integration: ⭐⭐⭐⭐☆ (4/5)
- Price/Value: ⭐⭐⭐⭐⭐ (5/5)
- Supports 500+ cryptocurrencies including XRP
- Built-in exchange and Atomic Swap feature
- Non-custodial with local key storage
- Cross-platform (desktop & mobile)
- Closed-source wallet
- No advanced XRP features like multisig
- Past community concerns over transparency
➡️ Click here to get Atomic Wallet for desktop and mobile
Guarda Wallet
Guarda is a multi-platform wallet that supports an extremely wide range of cryptocurrencies, including XRP and tokens on the XRP Ledger. As a non-custodial wallet, Guarda ensures you have full control of your private keys; upon setup you receive a backup phrase to secure offline. Guarda’s desktop application is lightweight, and there’s also a web version and mobile app, giving you flexibility in how you access your XRP.
One of Guarda’s strengths is its open-source components and strong security track record. It offers features like built-in purchase and exchange of crypto and even the ability to stake certain coins (not XRP, but others) directly in the wallet. The user interface is straightforward, making it easy to send, receive, and trade XRP. For those looking to manage not just XRP but also interact with various blockchain ecosystems from one interface, Guarda is a convenient choice.
Ripple Desktop Wallet
Ripple Desktop Wallet is a newer application specifically designed for the XRP Ledger ecosystem. It’s a powerful all-in-one platform for XRP holders, offering not just basic storage and transactions, but also features like access to the XRP Ledger’s decentralized exchange (DEX) and upcoming staking mechanisms on sidechains (such as the Xahau network). This wallet allows you to manage multiple XRP accounts and even supports a handful of other major cryptos (BTC, ETH, LTC, etc.) for convenience.
Security is a key focus of Ripple Desktop Wallet: it supports biometric login (on compatible systems) and integrates with hardware wallets for key management. The interface includes an XRPL explorer, so you can monitor network activity and your account status in real-time. Advanced users will appreciate the DeFi hub, where you can interact with XRP Ledger DeFi applications (like liquidity pools or lending platforms) directly from the wallet. If you want a desktop wallet that goes beyond basics and is tailored to the XRP community’s latest developments, this is a compelling option.
Coinomi Wallet
Coinomi is a long-standing multicurrency wallet (launched in 2014) that supports XRP. Available on desktop and mobile, Coinomi is known for its strong security record. It supports hundreds of blockchain networks, allowing you to store XRP and practically any other cryptocurrency you might own, all under one roof. Coinomi gives users full control of funds with a single recovery seed phrase securing all your assets.
The desktop interface of Coinomi is straightforward, though not as flashy as some newer wallets. It doesn’t require any personal information or sign-up to use. You can exchange assets within Coinomi through built-in exchange options, meaning you could swap some Bitcoin or Ethereum to XRP without leaving the wallet. For XRP holders who value a proven track record and simplicity, Coinomi is a dependable choice.
Mobile Wallets
Mobile wallets are smartphone apps that let you manage XRP on the go. These apps are convenient and often have user-friendly interfaces. Like desktop wallets, most mobile wallets for XRP are non-custodial (you control your keys via a recovery phrase). Just be sure to keep your device secure. Here are five popular mobile XRP wallets:
| Wallet | Platforms | Notable Strength |
|---|---|---|
| Xumm (Xaman) | Android, iOS | Dedicated XRPL app (full XRPL features) |
| Trust Wallet | Android, iOS | Multi-chain support, DApp browser |
| ZenGo | Android, iOS | Keyless security (3FA login) |
| Crypto.com DeFi Wallet | Android, iOS | Big exchange brand, DeFi integrations |
| Edge Wallet | Android, iOS | High privacy, built-in exchanges |
Xumm (Xaman) Wallet
Xumm (recently rebranded as Xaman) is the go-to mobile wallet specifically built for the XRP Ledger. Developed by XRPL Labs, it gives you full control of your XRP and the ability to access advanced XRPL features. With Xumm, you can not only send and receive XRP, but also trade XRP for other tokens on the XRP Ledger’s built-in decentralized exchange, set up trust lines to hold XRP Ledger tokens, and even interact with XRP-powered apps by scanning QR codes for sign requests.
Security is top-notch: your secret key never leaves the device, and you can enable biometric locks for quick access. Xumm provides a secret recovery phrase for backup and even integrates with certain hardware wallets (like Tangem NFC cards or Ledger devices) for added security. For any XRP enthusiast, Xumm is an essential app thanks to its advanced features tailored to the XRP Ledger.
Trust Wallet
Trust Wallet is a widely-used mobile crypto wallet and the official wallet app of Binance. It supports XRP in addition to countless other cryptocurrencies and tokens across different blockchains. Trust Wallet gives users control over their private keys through a recovery phrase, making it non-custodial. The app’s interface is clean and beginner-friendly, with straightforward prompts to receive or send XRP and view your transaction history.
A notable feature of Trust Wallet is its built-in DApp browser (on Android) which allows you to connect to decentralized apps and services directly. While most of those DApps are Ethereum or BSC-based, Trust Wallet’s broad support means you can hold XRP alongside assets like Bitcoin, Ethereum, or BNB all in one app. It does not natively provide advanced XRP Ledger functions like DEX trading or token issuance, but for simple storage and transfers of XRP with a reputable, easy app, Trust Wallet is a great choice. Additionally, you can enable security features such as PIN lock and biometric authentication for the app.
ZenGo Wallet
ZenGo is a mobile wallet known for its novel keyless security model. It supports XRP and a selection of major cryptocurrencies. Instead of a traditional seed phrase, ZenGo uses secure multi-party computation (MPC) and 3-Factor Authentication (email, an encrypted backup file, and biometric face scan) to protect your wallet. This means even if you lose your phone, as long as you have your email and recovery file (which you can store in the cloud) along with your face scan, you can restore your XRP wallet without remembering a 12- or 24-word phrase.
The user experience in ZenGo is polished and ideal for those new to crypto security complexities. You can buy, sell, and swap XRP right inside the app through integrated services, and track price changes with ease. Transactions are confirmed via simple in-app approvals (with biometrics), making it both secure and convenient. For people who worry about managing private keys, ZenGo offers a balance between self-custody and ease of use, ensuring you still have control of your XRP without the single point of failure of a written seed phrase.
Crypto.com DeFi Wallet
The Crypto.com DeFi Wallet is a non-custodial mobile wallet offered by the popular Crypto.com platform. It’s distinct from the main Crypto.com app (which is custodial); the DeFi Wallet lets you hold your keys. This wallet supports XRP and a large array of other cryptocurrencies, focusing on letting users explore decentralized finance features. While its strongest integration is with the Ethereum and Cronos ecosystems, it fully supports XRP for basic storing, sending, and receiving.
Setting up the Crypto.com DeFi Wallet is straightforward: you’ll get a recovery phrase to back up, and you can secure the app with a passcode or biometrics. The interface is modern and shows your portfolio value and asset list, including XRP. One convenient aspect is that if you also use the Crypto.com exchange/app, you can link accounts for easier transfers between your custodial and non-custodial wallet. While it might not expose advanced XRP Ledger-specific tools, the wallet is backed by a well-known brand and regularly updated, making it a solid option for everyday XRP storage with the option to dip into DeFi on other chains as well.
Edge Wallet
Edge Wallet is a veteran in the mobile wallet space with a focus on security and privacy. It supports XRP in addition to many other cryptocurrencies. One standout feature of Edge is its familiar username/password login, which securely encrypts your wallet data. This approach means you don’t need to manage a typical 12-word seed phrase; your account credentials (not stored on Edge’s servers) serve to protect your XRP wallet.
Edge is highly privacy-centric: it doesn’t collect personal data and runs entirely client-side. The wallet has built-in exchange functions allowing you to swap between assets or buy crypto with a card through third-party integrations. For XRP users, Edge provides a simple way to send and receive XRP, and it automatically handles the XRP reserve requirement when creating a new address. Edge is a solid choice for those who want a track record of security and an easy recovery mechanism without compromising control of their keys.
Online Wallets
Online wallets refer to exchanges or web-based wallet services that hold XRP on your behalf. These are custodial solutions – you log into an account (often protected by a password and 2-factor authentication) and the platform manages the private keys internally. Online wallets are very convenient for trading or quick access, but you rely on the platform’s security and honesty. Here are five popular online options for storing XRP (with caution to only use trusted services):
| Platform | Type | Highlights |
|---|---|---|
| Binance | Exchange Wallet | Largest exchange, many trading pairs for XRP |
| Coinbase | Exchange Wallet | US-regulated, user-friendly for buying XRP |
| Kraken | Exchange Wallet | High security, long-standing reputation |
| GateHub | Web Wallet | Original XRPL wallet, supports IOUs & DEX |
| Uphold | Exchange/Web Wallet | Multi-asset platform, never suspended XRP |
Binance (Exchange Wallet)
Binance is the world’s largest cryptocurrency exchange by volume, and it supports XRP trading and storage. When you hold XRP on Binance, you’re using Binance’s custodial wallet: the XRP is held in Binance’s pooled addresses, and your balance is linked to your account. Binance offers the advantage of high liquidity – you can easily trade XRP for hundreds of other coins or fiat currencies, often with low fees.
Security-wise, Binance encourages users to set up two-factor authentication (2FA) and provides features like address whitelisting (only allowing withdrawals to addresses you specify) and anti-phishing codes for emails. Binance claims to keep the majority of user funds in cold storage and has a fund (SAFU) to cover losses in extreme cases. However, like all exchanges, it is a target for hackers. Binance’s mobile and web platforms make it simple to buy XRP with a credit card or trade on the market, but remember that you are trusting Binance with custody of your coins.
Coinbase (Exchange Wallet)
Coinbase is a leading cryptocurrency exchange and wallet service, especially popular in the United States and other Western countries. It resumed support for XRP trading after regulatory clarity improved in 2023. Coinbase provides a very easy-to-use interface for buying, selling, and holding XRP. If you store XRP in your Coinbase account, Coinbase is the custodian of those funds – they manage the private keys and secure the assets on your behalf.
One benefit of Coinbase is its strong regulatory compliance and security track record. It uses measures like offline cold storage for most customer funds and claims to insure some digital assets held online (though this insurance may not cover all losses). Coinbase requires 2FA for logins and transactions. For quick purchases of XRP with fiat and a simple user experience, Coinbase is a solid option.
Kraken (Exchange Wallet)
Kraken is one of the oldest crypto exchanges, well-regarded for its security and transparency. It supports XRP trading and allows users to hold XRP in their Kraken account wallet. Kraken’s security practices include keeping the majority of assets in cold storage, rigorous penetration testing, and a global security team that has helped Kraken avoid any major hacks throughout its history. As a user, you can enable 2FA for login and withdrawals, and Kraken offers advanced 2FA options for account protection.
Beyond security, Kraken offers a robust trading platform that might interest XRP holders, including advanced order types and charting tools. Its interface is a bit more geared toward experienced traders than beginner investors, but it’s very functional. Kraken is a top choice for security-conscious XRP users who want a reliable place to trade or temporarily hold funds during trading.
GateHub (Web Wallet)
GateHub is an online wallet and trading platform that has been closely associated with XRP for a long time. It started as one of the original web wallets for the XRP Ledger and operates as a gateway for various currencies (like USD, EUR) issued on the XRPL. When you use GateHub, you create an XRP Ledger wallet that GateHub helps manage. It’s semi-custodial – you access your XRP through GateHub’s web interface and trust their security, although you can export your keys for full control if needed.
On GateHub, you can hold XRP and also trade on the XRP Ledger’s DEX through a built-in interface. For example, you can trade XRP against GateHub-issued IOUs (such as USD or EUR tokens) or other tokens directly on the ledger. GateHub’s interface includes charts and an account overview dashboard. It’s important to use a strong, unique password and enable 2FA on GateHub to enhance security. GateHub is a convenient solution if you want a web-based XRP wallet that also taps into the unique features of the XRP Ledger.
Uphold (Web Wallet)
Uphold is a multi-asset digital money platform that supports cryptocurrencies (like XRP), fiat currencies, and even commodities all in one account. It gained popularity in the XRP community because it never suspended XRP trading during regulatory uncertainty. When you hold XRP on Uphold, it is custodial – Uphold holds the crypto for you – but the platform is known for publishing proof of reserves showing they hold customer funds 1:1.
Using Uphold, you can easily convert between XRP and dozens of other assets, or even withdraw XRP to your own wallet. They offer a mobile app and web access, making it convenient to manage on the go. Uphold also supports recurring buys for convenience. For security, ensure you set up 2FA on your Uphold account. While it’s great for versatility and quick trades, remember that keeping your XRP in any custodial account means you’re trusting that service to keep it safe.
