Ripple (XRP) wallets are not free!
If you are wondering where to store your Ripple (XRP) coins, the following XRP wallet guide will help you find the right wallet for you step by step.

Unlike Ripple w allets,Bitcoin wallets are completely free of charge. To use your XRP wallet, however, you will need to budget 20 XRP, which will be frozen for the activation of your XRP wallet. To avoid having to deposit 20 XRP every time, it is particularly important to choose the right Ripple (XRP) wallet

To make a quick decision, you can jump directly to the respective Ripple (XRP) wallet test winners in the different categories:

  • Best Ripple XRP hardware wallet: >> Review <<
  • The best Ripple (XRP) desktop wallet: >>Atomic wallet <<
  • The best hot wallet is the Coinbase’s Ripple (XRP) wallet

There is a fundamental difference between all wallets:

  • Cold wallet or
  • Hot wallet.

The key difference here is a connection to the World Wide Web, the Internet. Cold wallets are never connected to the Internet, whereas hot wallets are constantly connected. Hot wallets are therefore a popular potential target for hackers and phishing attacks, as they can be accessed via the internet connection. Large investment companies and crypto exchanges therefore store a large proportion of customer assets in cold wallets. These offer the best possible security against thieves and hacker attacks.

However, cold wallets are not only recommended for large investors, but also for small investors with a smaller budget. So-called hardware wallets cost no more than 60 euros and offer the best protection currently available on the crypto market. With hardware wallets, the private key never comes into contact with the internet and is stored exclusively on the Ripple hardware wallet.

What is a private key and what is a public key?
A so-called private key is a randomly generated character string that can be used to manage XRP. This means that you have access to your Ripple (XRP) with the help of your private key. Therefore, you must never pass on your private key!

The private key is mathematically linked to the wallet address, which is a hashed version of the public key. The public key is not secret and can be viewed by anyone.

Ripple hot wallets can be divided into different categories:

  1. Ripple (XRP) Desktop Wallets
  2. Ripple (XRP) mobile wallets
  3. Ripple (XRP) online wallets

If you want to buy Ripple/XRP, you can also take a look at our Ripple buying guide in advance. However, you should make an important decision before buying XRP: Do you want to store your XRP yourself in a hardware or desktop wallet and thus have full control over your assets? Or would you rather hand over responsibility to an exchange that could become a potential target for hackers and phishing attacks?

We recommend storing your XRP on an external wallet, away from an exchange. If you trade a lot, you can store your XRP on an exchange for a short time. If not, it is always safer to send the XRP to an external wallet. Cryptocurrency exchanges have the major disadvantage that they have access to your private key and therefore control over your asset.

Ripple (XRP) hardware wallets

Hardware wallet test 2019

Compared to other wallets, Ripple hardware wallets offer the best possible protection currently available on the market. Your private key never comes into contact with the internet and is therefore safe from potential hacker attacks. Each transaction must be released by physically pressing a button on the hardware wallet. This means that hardware wallets are very effectively protected against phishing attacks, as no transaction can be sent without manual confirmation. Stealing XRP from your hardware wallet is therefore almost impossible.

Even if the device were to be stolen, your XRP would be safe. Every hardware wallet is secured with a PIN and additional 2-factor authentication. If thieves steal your hardware wallet, they will still not be able to access your assets.

If you want to manage larger amounts in XRP, we highly recommend an XRP hardware wallet. Your assets are then protected in the best possible way – thanks to a whole range of different security functions. The price of our test winner Trezor Model T is just under €179 and is worth every penny of its price. You shouldn’t save money, especially when it comes to security.

The following table shows the advantages and disadvantages of Ripple hardware wallets:

The advantages of Ripple hardware wallets:
✅ Best possible security
✅ Private key does not come into contact with the Internet
✅ In addition to XRP, numerous other cryptocurrencies are supported
✅ Regular security updates by the manufacturers
✅ Every transaction must be physically confirmed via the device
✅ Very good customer support from the renowned manufacturers
The disadvantages of hardware wallets are:
❌ No deposit insurance, as offered by a few brokers, e.g. eToro
❌ Storing the coins is your own responsibility. However, this can also be an advantage!

We have tested more than 8 different hardware wallets, of which we present the five best Ripple hardware wallets in more detail. You can find a complete overview of all the models we tested in our large hardware wallet comparison.

1.Trezor Model T

SatoshiLabs has launched a competitor model to the Ledger Nano X, the Trezor Model T. This costs a little more, but has a touch display and several other new functions. The firmware has been completely revised and numerous security updates have been delivered.

The Trezor Model T is also the successor to the Trezor One, which is one of the best-selling Ripple hardware wallets worldwide. The Model T has a faster processor and a MicroSD slot that can be used for data encryption. It also has a USB-C port so that the wallet can be connected to your PC.

The Trezor Model T is definitely one of the more expensive hardware models on the market, but you also get very good quality. In addition, your XRP is protected in the best possible way with the Trezor Model T. Together with Ledger, Trezor is one of the largest hardware wallet manufacturers in the world.

Supported cryptocurrencies
In total, the Trezor Model T can be used to manage more than 1,000 different cryptocurrencies. It is a pity that not all coins can be sent and received directly with the Trezor Bridge software (currently only 51 cryptocurrencies, including Ethereum). The rest must be managed via third-party software, e.g. MyEtherWallet. You can find a complete list of all coins under this link
The Trezor Model T is of significantly higher quality than its predecessor. The buttons are easier to grip and the color touch display works perfectly. In addition, the new Trezor Bridge software offers numerous great functions.
Transparency & fees
The Trezor software and hardware is largely open source and publicly available on GitHub and therefore customizable. The code was written by Trezor with extensibility in mind.

Before each transaction, you can determine how high the transaction fee should be, depending on how quickly the transaction should be processed in the network. There are no extra fees for this, only the network fees of the respective blockchain.

Ledger and Trezor are the best-known and most popular manufacturers of hardware wallets worldwide. There is a good reason for this. With the Trezor One, Trezor has the longest experience in the development of hardware wallets.

2.Trezor One

The Trezor One is the first hardware wallet model from Trezor and was the very first hardware wallet on the crypto market. Since 2014, the Trezor One from SatoshiLabs has been sold more than a million times, making it one of the most successful hardware wallets to date.

The Trezor One offers strong security and decent quality at a reasonable price. We have been using the Trezor One since the beginning of 2015 and are completely satisfied with both the ease of use and the user interface, Trezor Bridge. It can be a good alternative to the slightly more expensive Trezor Model T. Below, we present more details about the product.

Supported cryptocurrencies
You can store, receive and send over 1000 different cryptocurrencies on the Trezor One. However, many cryptocurrencies require the use of third-party software such as Electrum, bitwala and MyEtherWallet. You can send and receive the following cryptocurrencies directly with the Trezor software Bitcoin, Ethereum, Litecoin, Dogecoin, ZCash, DASH, Namecoin, Bitcoin Cash, Ethereum Classic, Bitcoin Gold, Ubiq, NEM, Expanse and all ERC20 tokens.
The setup and subsequent operation of the Trezor One and the software is very simple and clearly laid out. The XRP wallet is therefore also suitable for newcomers who want to get started with cryptocurrencies.
Transparency & fees
Trezor’s hardware and software is largely publicly accessible on GitHub. The respective fees incurred for transactions are 100% transparent. Trezor itself does not charge any extra fees for sending transactions.
The private key stored on the Trezor never comes into contact with the Internet and is therefore effectively protected against hackers and phishing attacks. Furthermore, every transaction must be confirmed manually using the buttons on the device. The security of the device can therefore be classified as particularly high.

3.Ledger Nano X

The Ledger Nano X Ripple hardware wallet is our test winner in a comparison of a total of 8 products. It is the successor to the Ledger Nano S, which has been sold over 1.3 million times worldwide. The Nano X can be connected to your smartphone via a Bluetooth function so that you can manage your cryptocurrencies easily and conveniently while on the move. You can use the Ledger Nano X like a mobile wallet, with the great advantage that it offers the security of a hardware wallet.

The new model also has significantly more storage space, allowing up to 100 apps to be installed on the device at the same time. This means that you can control up to 100 cryptocurrencies such as XRP, Bitcoin or Ethereum via your hardware wallet. In addition, the Ledger X’s display is larger than its predecessor, so that Bitcoin addresses can be displayed in full and scrolling is no longer necessary. There is currently almost no hardware wallet that can compete with the Ledger Nano X in terms of security and value for money.

Supported cryptocurrencies
You can manage a total of over 1,100 different cryptocurrencies on the Ledger Nano X. Of the top 100 by market capitalization, there is almost no cryptocurrency that is not compatible with the Nano X. Due to the larger memory, up to 100 apps can be installed on the device at the same time and thus up to 100 cryptocurrencies can be managed simultaneously
Operating the Ledger Nano X is very simple and intuitive. The device is operated using the 2 buttons on the top. The Ledger Live app is also required. With the app, you can check your account balance in real time and the performance of your portfolio. You can also send and receive cryptocurrencies with Ledger Live. The transaction is released exclusively via the hardware wallet.
Transparency & fees
Ledger Live is open source software, so it is publicly accessible. However, the code for the hardware is secret. According to Ledger, it has chosen this architecture because it is not possible to “achieve the level of physical security with generic chips”.

All transaction fees are well itemized and transparent. Ledger does not charge any fees for sending transactions. The fees thus correspond to the network fees of the respective cryptocurrency. In the case of XRP, these are small cent amounts.

Ledger’s security standards are industry-leading. Ledger has become a brand that is not only appreciated by private investors, but is also used and supported by numerous companies. The company has established partnerships with Neufund, and Switcheo. Samsung also announced a 2.6 million investment in the French company in April 2019.

The Bluetooth function is also not a security gap or danger. Only non-critical data (not the private key and not the recovery seed) is transmitted via Bluetooth. In addition, a release with the Ledger Nano X is always necessary to send transactions.

4.Ledger Nano S

The Ledger Nano S is the predecessor model of the Ledger Nano X and offers the same security standards. The big advantage of the Nano S is its unbeatable price of just under €59. This is a particularly good option for newcomers to the crypto market who don’t want to spend a lot of money on a good Ripple wallet.

The price-performance ratio of this hardware wallet can be classified as very good. If you can do without a Bluetooth function, the Ledger Nano S is the right choice for you. We have been using the Ledger Nano S for several years now and are very satisfied with its ease of use and strong security.

Supported cryptocurrencies
As with the Ledger Nano X, over 1,100 different cryptocurrencies can be managed via the Ledger Nano S using the Ledger Live software. However, due to the smaller memory, only 5 apps can be installed on the device at the same time. This means that you can only manage 5 cryptocurrencies at the same time. For a larger number, you have to install/uninstall apps. However, this process is very simple and reliable and does not pose a challenge even for newcomers.
The operation of the Ledger Nano S is very simple and works intuitively. It is operated via the 2 upper buttons on the device. The Ledger Live app is also required. Both models use the same Ledger Live software. You can check your account balance in real time and the performance of your portfolio, as well as send and receive cryptocurrencies
Transparency & fees
The Ledger Live software is open source software whose source code is publicly available. However, the operating system of Ledger devices is (still) a trade secret, which, according to Ledger, will only be revealed in the future.

Before each transaction, you can view and control the respective fees incurred for sending XRP. Ledger does not charge any fees for sending XRP to other wallets

Ledger is considered an industry leader in the industry and is the only hardware wallet manufacturer to be verified by a French security company. Even larger companies rely on this technology.

5.Digital Bitbox

The Digital Bitbox 01 is a very inexpensive hardware wallet that does not yet support XRP. However, Ripple’s native token, XRP, is set to follow soon. As soon as there is an update, we will inform you here.

So far, Digital Bitbox 01 supports BTC, LTC, ETH and ETC as well as ERC20 tokens. Details on security and operation can be found below.

Supported cryptocurrencies
At the moment, Bitbox 01 supports: Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, Litecoin and all ERC20 tokens, whereby a third-party app (e.g. MyEtherWallet) must be used
Operation is basically simple when it comes to functions such as “sending” and “receiving”.
Transparency & fees
The Digital Bitbox software is open source, so the code is publicly available and tested. There are no extra fees for using the Opendime wallet (as with all other hardware wallets).
The Digital Bitbox itself does not have a display, so transactions must be verified on a computer screen. This allows the user to check whether a transaction has been manipulated. However, in contrast to verification via the hardware wallet (as with Ledger and Trezor), this method is somewhat less secure.

In practice, hardware wallets offer the best possible protection for XRP and your cryptocurrencies. Therefore, in our opinion, an investment in an XRP hardware wallet is worth every penny.

Hardware wallets offer the best possible protection for the storage of Ether (ETH). Since the private keys never come into contact with the internet, Ripple hardware wallets are effectively unhackable. There is currently no stronger protection on the market!

Even if the price may initially be a little off-putting, the purchase of a hardware wallet is highly recommended. The Ledger Nano S in particular is now so cheap that the price should no longer be an excuse to protect your XRP in the best possible way.

Ripple/XRP desktop and mobile wallets

As the name suggests, desktop wallets are installed on your desktop computer. You can then use the software to manage your XRP easily and securely. The advantage of Ripple desktop wallets over XRP online wallets is that your private key is only stored locally on your PC and not on a company server. This means you retain full control over your wallet and your assets. Unlike hardware wallets, a desktop wallet is not protected against hacking or phishing attacks, as your PC is (probably) permanently connected to the internet. Nevertheless, a Ripple desktop wallet offers significantly better protection than online wallets.

Desktop wallets are, in our opinion, the best alternative if you are looking for a free Ripple (XRP) wallet . There are many different Ripple desktop wallet providers on the market. Below we show you the best XRP desktop wallets, all of which are available to download for free. First, however, we will introduce you to the advantages and disadvantages of XRP desktop wallets:

The advantages of Ripple/XRP desktop wallets:
✅ Only you have access to your asset with your private key
✅ No costs for the purchase, the use is free of charge
✅ Regular updates
✅ Every transaction must be confirmed manually
✅ High security standard
The disadvantages of Ripple/XRP desktop wallets:
❌ Lower security than with a hardware wallet (more susceptible to hacking and phishing attacks)
❌ Be careful when choosing a desktop wallet: not every provider can be classified as reputable.

In addition to XRP desktop wallets, there are also mobile Ripple wallets that you can access using your smartphone. The biggest advantage of a mobile wallet is that you can always access your XRP as long as you have an internet connection. However, a significant disadvantage is that a smartphone is a potential target for hacking and phishing attacks. You are only effectively protected against this with a hardware wallet. We will show you the various advantages and disadvantages of XRP mobile wallets below.

The advantages of mobile Ripple wallets are:
✅ You always have access to your wallet, from anywhere in the world – as long as you have an internet connection
✅ More cryptocurrencies than just Ripple (XRP) are often supported
✅ Your cell phone is usually easy and intuitive to use, just like the user interface of most mobile XRP wallets
wallet providers often provide a support service to which questions can be directed
The disadvantages are as follows:
ignificantly less security than using a hardware wallet
❌ No deposit insurance, as offered by the eToro wallet, for example
❌ Susceptible to hacking or phishing attacks

There are countless providers of mobile Ripple wallets. Below we present the best-known and most secure XRP wallets that are available for both your smartphone and desktop PC.

  1. Atomic Wallet
  2. Jaxx Liberty
  3. Exodus Wallet
  4. Coinomi Wallet
  5. Edge Wallet

1.Atomic Wallet

Atomic Wallet

The Atomic Wallet is available both as a desktop and mobile Ripple wallet. In addition to XRP, a total of more than 300 cryptocurrencies are supported. You can also manage BTC, ETH, LTC and many other altcoins with the Atomic Wallet. The focus of the wallet’s developers is primarily on strong security, anonymity and decentralization. The wallet was only launched on the market in 2017, but is very popular. One of the wallet’s founders and developers is Konstantin Gladych, CEO and co-founder of the crypto exchange

In terms of security and anonymity, it is important to know that both the private key and the transaction data are only stored locally on your PC and not on a company server. Furthermore, your data is not passed on to third parties. A very interesting feature of the wallet is the so-called atomic swaps. This allows cryptocurrencies to be exchanged directly with each other without the involvement of another intermediary, such as an exchange. This effectively saves trading fees that would be incurred for an exchange. For all cryptocurrencies that do not yet support atomic swaps, a connection to Changelly or Shapeshift is available. This means that cryptocurrencies such as XRP can also be exchanged very quickly and easily.

We have been using the Atomic wallet for several years now and are really satisfied with its simple user interface and strong security. The wallet is a good option for both newcomers and professionals to manage their XRP securely and easily on a desktop and mobile wallet.

You can download the Atomic Wallet at this link. The desktop version is available for Windows, Mac, Ubuntu, Debian and Fedora. The mobile version supports both Android and iOS operating systems. We describe the most important features in more detail below.

Supported cryptocurrencies
In addition to XRP, the Atomic Wallet supports a total of over 300 cryptocurrencies, various cryptocurrencies and all ERC20 tokens
The setup as well as the subsequent use is equally pleasant for newcomers as well as for professionals.
Transparency & Fees
The Atomic Wallet is a community-based product that utilizes open-source libraries, block explorers and other important elements. However, to ensure the security of the wallet, some of the developments are kept secret.

The Ripple wallet is completely free to use. In addition, there are no further costs apart from the usual network fees. The costs for carrying out atomic swaps are minimal and can be carried out at standard market conditions.

The Atomic Wallet offers very good security. The wallet – as a decentralized solution – does not request any personal data from its users. In addition, all data is transmitted in encrypted form. Your private key never leaves your PC, but is only stored locally. If you want to restore your account, you will need your backup phrase. Only then can you restore your account.

2.Jaxx Liberty Wallet

Jaxx Liberty Wallet

The Jaxx Liberty Wallet supports more than 80 different cryptocurrencies in addition to Ripple’s XRP. The wallet is available in both desktop and mobile versions. The wallet was developed by the company of Anthony Di Iorio, a co-founder of Ethereum. Accordingly, the wallet enjoys a very good reputation in the crypto community. The Jaxx Liberty Wallet also receives regular security updates.

Just like the Atomic wallet, the security of the Jaxx Ripple wal let can be classified as very good. Your private keys are only stored locally and never leave your PC and are not stored on external servers or shared with third parties. The wallet also offers the option of generating a backup, which you can use to restore your account in an emergency. This is particularly important if your PC breaks down or is stolen. The wallet is very easy and reliable to use. The wallet’s support team can also be contacted around the clock.

You can download the Ripple wallet here (click!). You will be taken to the homepage where you can download both the desktop version and the mobile version for Android or iOS. The desktop version is available for Windows and Mac. There is also a browser extension for the Google Chrome browser.

Supported cryptocurrencies
More than 80 different cryptocurrencies: Bitcoin, Ethereum, BCH, Litecoin, Dash, ETC, Zcash, Dogecoin, RETH, DigiByte, GRS, Binance Coin, Huobi, Fuel, OmiseGo Flixxo, Insureum, MCO, NEO, FirstBlood, Augur, Bitcore, Golem, Status, DigixDAO, Dentacoin, Bancor, Monaco, TenX, WAX, Iconomi, Civic, Polymath, Santiment, Gnosis, Aragon, Link, DomRaider, Loom, Enjin Coin, Bankex, BOXX, Tokencard, iExec, RLC, Maecenas, Matchpoo,l Melonport, Metronome, Mithril, Aion, MobileGO, Ox, Edgeless,, SONM, Wings, Shivom, Helbiz, Presearch, Bitclave, Creditbit, Paypie, MCI, Brickblock, Blockmason, RCN, SWT, Ucash, Unikoin, Cofoundit, LIF, DPP, Basic Attention, Scanetchain, Sense, SHIP, Storj, Stox Viberate, Worldcore, Zap, Storm
The setup and subsequent operation is very simple and intuitive for both beginners and advanced users. In addition to the actual management of cryptocurrencies, the wallet offers current news, market data and a multi-chain block explorer
Transparency & fees
The XRP wallet is completely free to use. There are no further fees in addition to the actual network fees for the respective cryptocurrency. All costs are 100% transparent and there are no “hidden costs”
The security of the Jaxx Liberty wallet can be classified as very good. Neither the developers nor a third-party provider has access to your private keys. Your private keys are only stored locally on your PC and not on an external server or passed on to third parties. If your PC or smartphone breaks down, your wallet can be restored using your backup.

3.Exodus Desktop Wallet

Exodus Wallet

In addition to XRP, the Ripple Exodus wallet supports a total of 100 different cryptocurrencies. The wallet was developed and launched in July 2016 by Daniel Castagnoli and JP Richardson. The wallet is very popular with newcomers due to its simple and clear interface. There are numerous reasons for this. One reason is certainly the good range of functions. The Exodus Wallet offers three main components:

  • Multi-Coin Wallet,
  • a portfolio tracker
  • and an integrated exchange service from Shapeshift.

However, the security of the wallet can be classified as good, but not optimal. Your private keys never leave your PC, but are stored locally and not on an external server of another company. The wallet also offers the option of creating a backup. Your backup code will be sent to you by email. This method of creating backups is simple and convenient, but emails are not considered the most secure means of communication. The wallet also lacks two-factor authentication. In this case, hackers “only” have to crack your password and then gain extensive access to your assets.

Just like the Jaxx Liberty Wallet, the Exodus Wallet also offers very good customer support. There is also a detailed FAQ section, which even includes tutorials. The support team can be contacted via email, Twitter, Facebook and even a dedicated Slack channel.

You can download the wallet from the official website (click here!). The wallet is offered in both desktop and mobile versions.

Supported cryptocurrencies
The XRP wallet supports a total of more than 100 different cryptocurrencies. These include digital currencies such as Bitcoin, Ethereum, Litecoin, EOS, Monero, Binance Coin, Tron, Stellar, XRP, Vechain and Monero as well as a variety of ERC20 tokens.
The wallet is very popular with beginners due to its simple user interface. Furthermore, the support team is on hand with help and advice. There is also a large FAQ section with many tutorials
Transparency & fees
The source code of the Exodus Wallet is not open source. Accordingly, users of the wallet must trust the developers and rely on the security and trustworthiness of the wallet.

There are no fees for using the Exodus wallet other than the normal network fees for the respective cryptocurrency (XRP few pennies). Fees of 2 to 5 percent may apply for the use of Shapeshift

During the initial installation, users are asked to create a 12-word recovery seed phrase. In the event that your computer breaks down, the wallet can be restored. Furthermore, no personal data is requested from users. Users’ private keys and transaction data are encrypted and stored locally on their devices. Neither the developers nor other third parties have access to this sensitive data.

4.Coinomi Desktop Wallet

Coinomi Wallet

In addition to XRP, the Coinomi wallet also supports over 275 other cryptocurrencies. The Coinomi Ripple wallet was launched back in 2014, making it one of the oldest wallets on the market. The wallet has since established itself and already has several million users worldwide. The wallet offers a high level of security, as users’ IP addresses are encrypted. In addition, your private keys never leave your PC, but are stored locally on your device. Your private keys are also not stored on company servers and are not passed on to third parties.

As the name suggests, the wallet is connected to the Coinomi exchange. This allows users to trade cryptocurrencies such as XRP directly from the wallet. This saves the detour via an exchange such as Coinmerce or Coinbase. Our criticism of the Coinomi wallet is that it is not possible to set up two-factor authentication. The wallet is protected by a password, but lacks a second level of security. Therefore, make sure that you have an up-to-date anti-virus program installed that detects and deletes harmful Trojans.

You can download the wallet from the official website (click!).

Supported cryptocurrencies
Ripple/XRP and 275 other cryptocurrencies.
The user interface of the Ripple wallet is very clear and intuitive. This makes the wallet perfect for beginners.
Transparency & fees
Open source software is seen by many users as an important feature of transparency. Coinomi was part of the open source software movement. However, in 2018 Coinomi moved their project to closed source. This does not mean that their code is malicious. However, a piece of transparency has been lost as a result.

It is also important to know that Coinomi does not charge any extra fees. Using the wallet is completely free of charge. All network fees are clearly displayed and can be easily viewed.

The most important reason for the popularity of the Coinomi Ripple/XRP wallet is its privacy, which is very high by default. Coinomi does not collect any personal data and encrypts the IP addresses of its users. In addition, your private keys are stored exclusively on your PC/computer. A recovery seed can be created when setting up the wallet. This allows you to easily and securely restore your wallet if your PC breaks down or is stolen.

Important note: The Coinomi wallet was never hacked before February 27, 2019. However, on that day, a critical bug was discovered for the Coinomi desktop wallet. However, this bug was fixed very quickly and reliably by the development team of You can find more details here.

5.Edge Wallet


The mobile Ripple Edge Wallet is available for both Android and iOS. In addition to XRP, a total of 17 other cryptocurrencies are supported. A unique feature of the wallet is that you can deposit fiat currencies such as USD or euros into the wallet and use them to buy XRP directly. This can save you the detour via an exchange such as eToro or CEX and therefore also costs.

You can also additionally secure your wallet with a PIN or Touch ID. The mobile wallet can also be operated from several end devices. This can be a clear advantage for some users in practice. It is also very useful for owners of several smartphones that the wallet can be used from several end devices.

You can download the wallet from the official website and install it quickly and easily (click!).

Supported cryptocurrencies
Bitcoin, Ethereum, Litecoin, Monero, Ripple/XRP, Bitcoin Cash, Dash, Augur, Wings, Indorse, Zcoin, Feathercoin, DigiByte, Vertcoin, Bitcoin Gold, DAI, Stellar, Smartcash, Groestlcoin, Bitcoin SV, EOS
The wallet offers a very simple and clear user interface. Beginners in particular will be able to familiarize themselves with the wallet very quickly
Transparency & fees
The XRP Edge wallet is completely anonymous. No personal or transaction data is transmitted to the company’s servers. In addition, the Edge Wallet is completely open source and has been audited by leading security experts such as the Open Bitcoin Privacy Project
The Edge Wallet uses a special security model. Instead of giving users the usual seed phrase, users select a username and password. Alternatively, the use of a seed can also be activated
Both desktop and mobile XRP wallets offer better protection than online wallets, but significantly less security than Ripple hardware wallets. Your private key is usually stored exclusively on your PC or smartphone, although your PC and smartphone usually have a permanent connection to the Internet.

This means that hackers and phishing attacks can try to steal your data and gain access to your assets. This makes it all the more important to use good virus protection and anti-malware software. Be aware that a mobile or desktop wallet does not offer the same comprehensive protection as a hardware wallet.

Ripple online wallets

Ripple online wallets offer a very simple and good way to manage your XRP securely and quickly. A classic example of an online wallet are all the wallets offered by cryptocurrency exchanges. This allows you to trade XRP and other cryptocurrencies directly on the exchange. There is also no need to set up a wallet or create a backup.

Despite the good reputation of some cryptocurrency exchanges, users must trust the exchange blindly, as only it manages the private key. In the past, many exchanges have already fallen victim to hacker attacks in which assets worth millions were stolen. Despite this fact, many users store their XRP, BTC and ETH on exchange wallets – simply because it is convenient. However, if you trade a lot, online wallets can be a good way to store your Ripple.

The following overview shows the respective advantages and disadvantages of Ripple online wallets:

The advantages of Ripple/XRP online wallets:
✅ If you have an internet connection, you can access your wallet from anywhere in the world
✅ If you use an exchange wallet, you can trade directly with XRP and other cryptocurrencies without any detours
✅ No time-consuming setup of a wallet
✅ Withdrawal limits can be defined for each transaction
online wallet operators often offer very good support
The disadvantages of Ripple/XRP online wallets are as follows:
❌Significantly worse security than hardware and desktop wallets
❌ You usually do not have access to your private key, this is managed by the exchange
❌ Greater susceptibility to hacking and phishing attacks
❌ Some providers of web wallets have turned out to be SCAM in the past

1.Ripple (XRP) Exarpy Wallet

The Exarpy wallet is an XRP web wallet with which users can access the Ripple network directly and benefit from the low fees in the network. The wallet was developed back in 2016 and is intended exclusively for XRP holders. The online wallet does not store any user data during registration.

The wallet also has a transaction history that the user can view. This data is read and provided directly from the Ripple blockchain. Exarpy has also implemented SSL encryption to transfer the data between the user’s browser and the platform’s API. All transactions made are final and cannot be reversed. Immutability and finality are two features of the blockchain. As with many other XRP wallets, a minimum deposit of 20 XRP is required to activate the account. The Exarpy wallet enjoys a good reputation in the crypto scene and is considered a secure and fast way to manage your XRP online.

Supported cryptocurrencies
As the name suggests, the Exarpy wallet only supports Ripple’s native token: XRP.
The user interface is simple and clearly laid out. Even newcomers will quickly familiarize themselves with the wallet and be able to use it without any further problems.
Transparency & fees
All network fees are visible and there are no hidden costs. Furthermore, there are no fees for using the wallet, except for the normal network fees of the XRP blockchain. However, these amount to a few pennies and are negligible in our opinion
The XRP web wallet is generally considered to be secure, but has the disadvantages described above. It is susceptible to hacking and phishing attacks, so you should always have an up-to-date anti-virus program and a browser extension for secure surfing activated. No sensitive data such as your email address or password is saved when you register.

The private key is stored on the user’s device and not on a company server or other third parties. One disadvantage of the Exarpy wallet is that it does not offer the option of managing your XRP with a hardware wallet. Overall, however, the Exarpy wallet provides good security.

2.Coinpayments XRP Web Wallet

The Coinpayments Ripple online wallet supports over 50 different cryptocurrencies in addition to XRP. The assets can be received, stored and sent. The website is available in over 10 different languages. Coinpayments also offers good customer support, which can be contacted quickly and easily via email or the ticket system if you have any questions. We received a helpful response in less than 24 hours.

The wallet interface is very simple and clearly laid out, making it perfect for beginners. Coinpayments offers the option of securing the wallet via 2-factor authentication. The wallet is also available as a mobile Ripple wallet for Android and iOS.

Supported cryptocurrencies
Bitcoin, Ethereum, Litecoin, Bitcoin Cash, XRP, EOS, Ether Classic, DigiByte, FLASH and many other digital assets.
The user interface is very simple and clearly laid out. Beginners will quickly find their way around with the easy operation
Transparency & fees
Coinpayments is a payment service provider that does not disclose its technology. A flat fee of 0.5% is charged for withdrawing XRP and all cryptocurrencies.
Your account can be secured with a password and 2-factor authentication. However, be aware that both the online and mobile wallet have security vulnerabilities and do not offer the same protection as XRP hardware wallets.

3.The Binance Web Wallet


You can store your XRP on the wallet of the popular cryptocurrency exchange Binance. This can be a particularly worthwhile option if you want to actively trade cryptocurrencies. This eliminates the intermediate step of moving your XRP from the wallet to an exchange. At this point, however, be aware that you can secure your Binance account with a variety of security measures, but you have no control over your private key. You are handing over responsibility to the trading platform.

Binance offers the option of setting up 2-factor authentication so that your account can be well secured. Nevertheless, there is a risk that Binance could be the target of hacking or phishing attacks and your XRP could be stolen. In May 2019, Binance was hacked and 7,000 Bitcoin were stolen. Although Binance has fully compensated users for their losses from its own financial resources, the hack shows that even well-known exchanges are not immune to hacker attacks.

You can register an account on Binance by clicking on this link*.

Support cryptocurrencies
On Binance you can store and trade more than 150 different cryptocurrencies in addition to XRP. Binance offers a separate web wallet for each available cryptocurrency
Binance’s user interface is relatively simple and clearly laid out. Nevertheless, newcomers may have some difficulties finding their way around the platform at the beginning. Therefore, take a look at our Binance review. Here we explain all the available functions of the Ripple Exchange
Transparency & Fees
The actual use of Binance is completely free. Fees are only incurred when trading or sending cryptocurrencies to other wallets. You can reduce these fees by holding Binance Coins. You can find more information on this in our Binance test report, which we have linked one tab above
Binance is considered one of the most secure exchanges in the world, having only been hacked once to date and not passing the loss on to its customers. Nevertheless, you should only keep your Ripple/XRP on the exchange for as long as you are actively trading.

4.eToro Desktop Wallet

eToro Wallet and Exchange

The eToro wallet offers the advantage of deposit protection of up to €20,000 per customer. This means that your XRP up to a value of €20,000 is protected by the exchange’s reserves in the event of a hack. This can be a decisive advantage for storing XRP on eToro, especially for beginners. Nevertheless, there are two disadvantages that we don’t want to hide from you. There are so-called“overnight fees” for holding or storing your XRP on eToro, which make it very expensive to hold it on eToro for longer. You can find more information about this in our eToro review.

The second disadvantage is that you can send your XRP from eToro to another exchange or wallet, but this process is relatively cumbersome. You have to transfer your XRP to eToro’s mobile wallet, only then can you send your XRP to Binance, Bitpanda or another external wallet. Processing and withdrawal fees apply in each case.

Nevertheless, eToro is one of the best and most secure Ripple wallets currently available on the market. The deposit protection in the aforementioned amount is a strong argument for newcomers. We are also not aware of any hacks by the broker. You can set up an account with eToro quickly and easily here (click here*).

Supported cryptocurrencies
15 cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Ripple (XRP), Dash (DASH), Litecoin (LTC), Ethereum Classic (ETC), Cardano (ADA), MIOTA (IOTA), Stellar Lumens (XLM), EOS (EOS), NEO (NEO), Tron (TRX), ZCash (ZEC), Binance Coin (BNB)
eToro offers a very clear and intuitive trading platform for both newcomers and advanced traders. In addition, commodities, CFDs and many other assets can be traded on the exchange.
Transparency & fees
Overnight fees are charged for using the eToro wallet, as described above. However, if you are an active trader or a newcomer, it can definitely be worthwhile using it. You can read about all fees and costs in our eToro review.
Deposit insurance of up to USD 20,000 per customer makes the eToro wallet a very secure option. Newcomers in particular can benefit from this security.

5.Litebit Online Wallet


Litebit is one of our favorites when we recommend an exchange to buy Ripple/XRP. You can find our XRP buying guide here. Litebit offers a web wallet where you can store cryptocurrencies easily and securely. In addition to XRP, Litebit offers the purchase and sale of more than 50 different cryptocurrencies. However, the broker does not have a wallet for all cryptocurrencies.

If you use Litebit, you do not have access to your private key. You hand over the responsibility to Litebit, who take care of the safekeeping of your private key. However, you can secure your account with Litebit with 2-factor authentication and thus greatly increase the security of your account. If you want to buy XRP and use Litebit’s web wallet, simply click on this link. You will be taken directly to the Litebit* homepage (click!).

Support cryptocurrencies
Over 30 cryptocurrencies, including Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Ripple, Cardano, DASH, Dogecoin and many more.
We have been regular customers of Litebit for some time now and have only had good experiences so far. The website interface is very easy to use and available in several languages.
Transparency & fees
There are no fees for using the Litebit Web Wallet!
We are not aware of any hacker attack on Litebit in which assets could be stolen. Litebit stores the majority of customer funds in cold wallets. Nevertheless, the web wallet does not offer the same level of protection as a Ripple hardware wallet

After we have introduced you to some Ripple online wallets, the following overview shows the respective advantages and disadvantages of XRP web wallets.

Online wallets for XRP can be divided into two categories: Exchange wallets and XRP specific developments. The former only offer basic protection for your Ripple. They are often very easy to use and free of charge. You can also trade directly from them (on the respective exchange). However, they have the major disadvantage that you are not in possession of the private keys. Exchanges are also popular targets for hacking attacks. So you have to trust the security of the exchange.

Ripple (XRP) specific online wallets (e.g. Exarpy) have the advantage that you are in sole possession of the private keys. They also offer a higher level of protection. However, you must bear in mind that the private keys are connected to the internet. This means that your computer can come into contact with malware aimed at stealing your XRP. With good anti-virus and anti-malware software, you can protect yourself very well against this. Nevertheless, you should be aware that there is no such thing as absolute security.

Both categories of web wallets also have the disadvantage that they are particularly susceptible to phishing attacks, as they use a browser for access.

Ripple/XRP offline wallets / Ripple paper wallets

Ripple/XRP paper w allets can be a very good choice if you don’t want to spend money on a hardware wallet and still want good security. Paper wallets have a good reputation. Your private key is “secured” on a piece of paper and never comes into contact with the internet. You only need to use a web wallet if you want to send XRP.

Ripple/XRP offline wallets are suitable for you if you want to store your XRP and not access it for a long time. You should store your Ripple/XRP paper wallet in a safe place such as a vault or safe deposit box. When creating the paper wallet, you should make sure that your PC and printer are free of viruses and Trojans. This is a potential weak point of the Ripple paper wallet.

The advantages of Ripple Paper Wallets are:
✅ You can always access your wallet, no matter where you are, all you need is an internet connection
✅ Ideal for newcomers
✅ Quick and easy to “set up”
This is offset by the following disadvantages
❌ No deposit insurance, as offered by some Ripple exchanges such as eToro, for example
❌ Storage of coins is your own responsibility, this can also be an advantage depending on what you prefer
❌ Not 100% safe from hacking or phishing attacks

Paper wallets can be a good way to store your XRP easily and securely. But keep the following in mind:

Paper wallets are very popular in the crypto community as all important data can be “stored” on a piece of paper and kept in a safe place, such as a vault. When creating them, make sure that your PC is free of viruses and other harmful programs

Further important information on the Ripple/XRP wallet test

We have compiled the information presented here to the best of our knowledge and experience. However, please note that you should always do your own research to find the right wallet for you.

If you have any questions or suggestions about our Ripple wallet review, please leave a comment. We welcome questions and feedback. If you liked our article, we would be delighted to receive a corresponding rating:

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This article is provided for informational purposes only and is not intended as investment advice. The content does not constitute a recommendation to buy, sell, or hold any securities or financial instruments. Readers should conduct their own research and consult with financial advisors before making investment decisions. The information presented may not be current and could become outdated.
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