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- Ripple is reported to have agreed on the acquisition of Rail to provide stablecoin payment solutions in a $200 million deal.
- This aligns with a recent report that the blockchain company seeks to dominate payment and own stablecoin rails.
In April 2025, CNF discussed the $1.25 billion acquisition of Hidden Road by Ripple and its impact on the overall ecosystem. In that report, Ripple Managing Director for the UK and Europe, Cassie Craddock, was said to have pointed out how Ripple could capitalize on Hidden Road’s institutional clients, which are reported to be more than 300.
A month after this groundbreaking move, CNF reviewed “All Things XRP’s” thread, which highlighted that Ripple is seeking to achieve three main goals with its acquisitions: to dominate the payment industry, make XRP the default bridge, and own stablecoin rails.
Ripple Agrees to Acquire Rail – ‘All Things XRP’ Right Afterall?
Barely three months after “All Things XRP’s” post, Ripple has confirmed its agreement to purchase a stablecoin-powered platform for payment called Rail. According to a post shared by the company’s boss Brad Garlinghouse, this deal involved an amount of $200 million.
This acquisition is expected to solidify Ripple’s position as a leader in digital payment infrastructure and deliver the most comprehensive stablecoin payment solutions in the market.
According to Ripple president Monica Long, this move underscores its commitment to ensure that its global customer base is provided with the right assistant to seamlessly move money around without limit.
Stablecoins are quickly becoming a cornerstone of modern finance. With Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments.
What to Expect from the Ripple’s Acquisition
According to Ripple, this acquisition would provide “premium digital asset liquidity” by supporting XRP, RLUSD, etc., while providing competitive pricing on high-value tickets. On top of this, this initiative is expected to offer a “stablecoin on/off ramps and asset flexibility.” Fascinatingly, this could be done without the need for customers to hold crypto on balance sheets.
Apart from these, Ripple customers would “enjoy” a simple integration, always-on infrastructure, enterprise-grade compliance and license, banking partner network, third-party and treasury payments, and virtual accounts and collection.
Highlighting the potential of Rail, its CEO, Bhanu Kohli, pointed out that the company has been projected to process more than 10% of the $36 billion global B2B stablecoin payment in 2025. Also, he highlighted that Rail was designed to process business payments internationally at a faster pace, thanks to its use of stablecoins.
Ripple shares our vision, and together, we’re excited to bring our innovation to the millions of businesses that move money internationally.
Already, Ripple has spent more than $3 billion on acquisitions and strategic opportunities as part of its “merger and acquisition expansion plan.” As disclosed in our earlier discussion, Ripple once attempted to acquire stablecoin giant Circle. However, its bid of $4 to $5 billion was rejected.
Ripple did not give up, as it submitted an application for a license to become a national bank. As noted in our recent news story, 42 banks in the US have reportedly risen against this move on the grounds of fiduciary duty, risk, and systemic importance. Per our previous publication, Ripple seeks to serve institutional clients with its National Trust Bank proposal.
